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Bank of Baroda raises MCLR by 0.05% for various tenors 05/07/2018 17:19

State-run Bank of Baroda has increased the marginal cost based lending rates (MCLR) by 0.05 per cent for various tenors of loans with effect from Saturday, reported PTI.

"The bank has revised marginal cost of funds based lending rate from July 7," the bank said in a statement today.

The loan tenor for overnight, one month, three months, six months and one year will each be levied 0.05 per cent higher interest rate at 8 per cent, 8.5 per cent, 8.15 per cent, 8.35 per cent and 8.50 per cent, respectively.

Lenders review the MCLRs every month and depending upon the prevailing market conditions, it is increased/decreased.

The rise in MCLR will make retail loans such as auto, home and personal loans costlier for the customers.

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